Interactive structure prototypeWestwind Capital · V1

BUSINESS FUNDING. PERSONAL GUIDANCE.

Capital for the real businesses that keep every day going.

One dedicated financial advisor, 120+ lenders, first offer within 24 hours. We work for the best deal for your business, not the biggest fee.

  • No retainers
  • No upfront costs
  • Advisor assisted

1,750+Businesses funded

Café owner smiling as she serves a freshly made coffee
E-commerce founder packing a customer order in his fulfillment space
Manufacturing business owner in his workshop
Built for businesses like yours.

HOW WE HELP

One application. 149 lenders. Our software finds the lenders most likely to fund you. Then a real advisor, the same one from start to finish, walks you through the offers and helps you close. You pay nothing upfront: no retainers, no advisory fees.

Application to start.
Fill it out once.
1
Funding types.
Find the right fit.
12
Lenders across
our network.
149*
Average time
to first offer.
6.4h
Upfront cost.
Your advisor is included.
$0
*Being in our network does not mean every lender will approve you or make an offer. What you qualify for, and on what terms, depends on your business, the product, and the lender.

START HERE

What do you need
the money for?

You don’t need to know what the loan is called. Tell us what you’re trying to do, and we’ll tell you which options fit.

YOUR INDUSTRY

Funding that fits how your
business actually runs.

Find your industry below. Each one opens a guide to how funding works in that business. Swipe on desktop, scroll on mobile.

26 INDUSTRIES
E-Commerce business owner
01
GROWTH CAPITAL

E-Commerce

Shopify, Amazon, marketplaces, DTC, subscription, and consumer brands.

Explore industry
Amazon Merchants business owner
02
INVENTORY & GROWTH

Amazon Merchants

FBA, FBM, private-label, and wholesale sellers keeping stock and cash moving.

Explore industry
Technology & SaaS business owner
03
REVENUE CAPITAL

Technology & SaaS

Software, SaaS, apps, AI, IT services, and recurring-revenue companies.

Explore industry
Retail business owner
04
INVENTORY CAPITAL

Retail

Storefront, specialty, consumer, grocery, home, and multi-location retailers.

Explore industry
Dental business owner
05
PRACTICE CAPITAL

Dental

General and specialty practices, dental groups, DSOs, laboratories, and imaging.

Explore industry
Restaurants & Food business owner
06
OPERATING CAPITAL

Restaurants & Food

Restaurants, cafés, food service, grocery, beverage, and restaurant groups.

Explore industry
Construction business owner
07
PROJECT CAPITAL

Construction

General contractors, specialty trades, restoration, development, and infrastructure.

Explore industry
Healthcare business owner
08
PRACTICE CAPITAL

Healthcare

Medical practices, clinics, diagnostics, care providers, pharmacy, and telehealth.

Explore industry
Trucking & Transportation business owner
09
FLEET CAPITAL

Trucking & Transportation

Carriers, fleets, logistics, delivery, warehousing, and passenger transportation.

Explore industry
Automotive business owner
10
ASSET CAPITAL

Automotive

Repair, collision, dealers, parts, maintenance, rental, and vehicle services.

Explore industry
Real Estate business owner
11
PROPERTY CAPITAL

Real Estate

Brokerage, management, investment, development, and property operating businesses.

Explore industry
Hospitality business owner
12
PROPERTY & OPERATING

Hospitality

Hotels, resorts, short-term rentals, event venues, and hospitality management.

Explore industry
Professional Services business owner
13
WORKING CAPITAL

Professional Services

Consulting, agencies, staffing, engineering, architecture, and outsourced services.

Explore industry
Legal business owner
14
CASE & OPERATING

Legal

Law firms, litigation practices, legal support, and specialized professional services.

Explore industry
Accounting & Finance business owner
15
PROFESSIONAL CAPITAL

Accounting & Finance

CPA firms, bookkeeping, tax, advisory, insurance, payroll, and finance services.

Explore industry
Manufacturing business owner
16
PRODUCTION CAPITAL

Manufacturing

Production, fabrication, machinery, packaging, printing, and industrial operators.

Explore industry
Wholesale & Distribution business owner
17
INVENTORY CAPITAL

Wholesale & Distribution

Wholesale, distribution, importing, exporting, inventory, and trade businesses.

Explore industry
Agriculture business owner
18
SEASONAL CAPITAL

Agriculture

Farms, livestock, crops, greenhouses, fisheries, equipment, and farm services.

Explore industry
Beauty & Personal Care business owner
19
GROWTH CAPITAL

Beauty & Personal Care

Salons, spas, aesthetics, personal care, and appointment-led beauty businesses.

Explore industry
Fitness & Wellness business owner
20
EQUIPMENT & GROWTH

Fitness & Wellness

Gyms, studios, training, recovery, nutrition, and wellness operators.

Explore industry
Education & Childcare business owner
21
FACILITY CAPITAL

Education & Childcare

Childcare, schools, tutoring, vocational training, and education services.

Explore industry
Veterinary & Animal business owner
22
PRACTICE CAPITAL

Veterinary & Animal

Veterinary practices, animal hospitals, boarding, grooming, and pet services.

Explore industry
Cleaning & Facility Services business owner
23
CONTRACT CAPITAL

Cleaning & Facility Services

Commercial cleaning, janitorial, maintenance, pest control, and facility services.

Explore industry
Landscaping & Outdoor business owner
24
EQUIPMENT CAPITAL

Landscaping & Outdoor

Landscaping, lawn care, trees, irrigation, hardscaping, and outdoor services.

Explore industry
Entertainment & Media business owner
25
PROJECT CAPITAL

Entertainment & Media

Production, film, music, events, creators, publishing, and digital media.

Explore industry
Other Specialty Industries business owner
26
SPECIALTY CAPITAL

Other Specialty Industries

Specialized, emerging, regulated, and lender-specific business categories.

Explore industry

ALL FUNDING TYPES

Every kind of funding we offer,
side by side.

Each one costs a different amount, funds at a different speed, and requires different things from you. Compare them here.

Funding typeBest forHow muchHow longHow fast

SELECTED FUNDING TYPE

Working Capital

For immediate operating needs. We’ll compare this against the other options that fit-never on its own.

HOW MUCH$25K–$2M
HOW LONG3–24 months
HOW FAST1–3 days
LENDERS LOOK ATYour sales, your cash flow, and whether this fits
GOOD FIT WHEN
  • You know exactly what the money is for
  • Your cash flow can handle the payments
  • The money will earn more than it costs
HAVE READY
  • Recent bank statements
  • Your financials
  • A list of what you already owe

* Example ranges only. What you actually qualify for-the amount, the cost, and the timing-depends on the lender and on your business.

HOW IT WORKS

One form.
Five steps.
A real person the whole way.

You fill out one profile. Our software matches it to lenders. We take it to them, handle their questions, and stay with you until the money lands.

01 complete profile05 simple steps1:1 advisor support
01
START HERE

Fill out one form

Tell us what you need, roughly how much, and how your business works.

YOU END UP WITHOne complete profile
  • How much you need and what for
  • Your sales, industry, years in business, and what you already owe
02
ADVISOR REVIEW

We talk it through

Your advisor goes over the request with you, checks nothing’s missing, and gets clear on what matters most.

YOU END UP WITHA file an advisor has checked
  • Agreement on timing, what payment you can handle, and your goals
  • A list of the documents you’ll need
03
MATCH & ROUTE

We find the right lenders

We check your profile against every funding type, then go only to the lenders whose requirements you appear to meet.

YOU END UP WITHA short list instead of a shotgun blast
  • Software narrows 149 lenders to the ones worth asking
  • Your file goes to those lenders
04
UNDERWRITING

Lenders review, we handle it

Each lender makes its own decision by its own rules. You don’t chase any of them-we field the questions and chase the paperwork.

YOU END UP WITHReal offers you can compare
  • One point of contact instead of five
  • Price, term, payment, and conditions laid out the same way for each offer
05
DECIDE & CLOSE

You choose, we close it

Your advisor explains what each offer really costs and what you give up. You pick.

YOU END UP WITHFunding from the lender you chose
  • A clear comparison of total cost, payment, term, collateral, and flexibility
  • Help finishing the lender’s conditions and closing paperwork

How fast you get funded, what you’re offered, and whether you’re approved at all depend on your business, your paperwork, and the lender. Nothing here is a guarantee of an offer or approval.

LINK YOUR ACCOUNTS

Connect once.
See every option that fits.

Link your accounts or upload your documents. We organize it, check it against the requirements of 149 lenders, and bring back the offers worth looking at.

HOW THE SYSTEM WORKS SECURE & PERMISSIONED

01 / CONNECT

Bank accountsCash in and outConnected
Card processingYour salesConnected
AccountingProfit and lossSynced
DocumentsStatements and tax returnsUploaded

02 / WE MATCH IT

Clean upOrganizeCheck
ACTIVE
WESTWIND MATCHING

One profile,
checked once.

149Lenders checked against the same profile.
Offers worth reviewing
✦ Matched to lender requirements

03 / COMPARE

Option 02

Term loan

36 months · fixed payment

$500K
Option 03

Revenue-based financing

Flexible · revenue-linked

$275K

This is an illustration. Which accounts connect, which programs are available, what you’re offered, and how fast-all of it depends on the lender’s requirements, review, and approval.

WHAT YOU CAN EXPECT

What you get.

A lot of lenders, and one person who knows your file. You don’t have to work the market alone.

Right fit

We help you find the type of funding that actually suits your business.

In 24 hours*

Once we have everything we need, your first options can come back in one business day.

Nothing upfront

No retainers. No advisory fees. Nothing to start.

One advisor

The same person from your application to your funding.

Get funded

*How fast you hear back depends on your file, your documents, the product, and the lender. A first response is not an approval, and not a guarantee of funding.

Westwind funding advisor in a modern office
“

We help you look beyond the headline rate and understand the full picture - the total cost, payment schedule, flexibility, and impact on your cash flow - so you can choose the option that truly fits your business.

ANDREW BOLTON · VP OF CAPITAL & CREDITAndrew Bolton signature

WHY WESTWIND

Most brokers sell you what pays them best.

We start with your business, not a sales target. We compare the options that fit, put them side by side, and make sure you understand the full cost before you sign.

See what you may qualify for
WestwindTraditional broker
The funding that fits you-Whatever pays the broker most
One application-A new application for every lender
Lenders compete on price-Price bumped by the broker’s cut
Funding in days*-Funding in weeks
Lenders compete for your business-Your file goes to the broker’s usual few
Nothing upfront, ever-Retainers and fees are common

*How fast you get funded depends on the product, your documents, the lender’s review, and your business. Other brokers’ practices, fees, and lender access vary.

CLIENT EXPERIENCES

Funding decisions,
made with confidence.

DTC HYDRATION BRAND

Nucleus

$480KRevenue-based financing
24 hoursTime to funding

A smooth funding experience, arranged through Westwind Capital.

“Stellar process and flow.”

“I knew what the restaurant needed. I just didn’t know which type of funding made sense. Having someone explain the options in plain English made the decision feel manageable.”

Restaurant ownerRestaurants & food service

“My advisor helped me look beyond the amount offered and understand what each payment would mean for our cash flow.”

E-commerce founderE-commerce & retail

“The biggest difference was having the same advisor throughout. I didn’t have to explain our business again every time I had a question. They understood our priorities, kept the paperwork organized, and helped us weigh up the offers without rushing the decision.”

Logistics business ownerTrucking & logistics

“Between managing crews and keeping projects moving, I didn’t have time to start a new application with every lender. One person kept track of our file, explained what was needed, and kept me in the loop. That made a complicated process much easier to handle.”

Construction business ownerConstruction & trades

WHERE WE WORK

If you are from any of these countries —
we can help.

We currently serve businesses in sixteen countries and five US territories—and we’re continually expanding into new markets.

Where Westwind Capital works with businessesFunding coverage in United States, Canada, United Kingdom, Ireland, Australia, Germany, Spain, Netherlands, Belgium, Denmark, Sweden, France, Italy, Poland, South Africa, Namibia. United States coverage also includes Puerto Rico, Guam, US Virgin Islands, American Samoa and Northern Mariana Islands. Covered countries and territories are highlighted in blue. Other countries are pale grey.United StatesCanadaUnited KingdomIrelandAustraliaGermanySpainNetherlandsBelgiumDenmarkSwedenFranceItalyPolandSouth AfricaNamibiaPuerto RicoGuamUS Virgin IslandsAmerican SamoaNorthern Mariana Islands
Europe in detail
European funding markets in detailEnlarged view of our European coverage: United Kingdom, Ireland, Germany, Spain, Netherlands, Belgium, Denmark, Sweden, France, Italy, Poland. Supported countries are blue.United KingdomIrelandGermanySpainNetherlandsBelgiumDenmarkSwedenFranceItalyPoland
  • USUnited States
  • CACanada
  • UKUnited Kingdom
  • IEIreland
  • AUAustralia
  • DEGermany
  • ESSpain
  • NLNetherlands
  • BEBelgium
  • DKDenmark
  • SESweden
  • FRFrance
  • ITItaly
  • PLPoland
  • ZASouth Africa
  • NANamibia

US coverage also includes Puerto Rico, Guam, US Virgin Islands, American Samoa and Northern Mariana Islands.

Product availability varies by market. We do not offer every funding product in every country.

KNOWLEDGE CENTER

Know what
you’re signing.

Plain guides, side-by-side comparisons, and calculators-built around the decisions you’re actually facing.

FEATURED GUIDE · 8 MIN

Which funding product is right for your business?

A decision framework for comparing speed, total cost, payment structure, collateral, and flexibility.

Read the guide
COMPARISON

RBF vs. term loans

UNDERWRITING

How lenders analyze bank statements

CALCULATOR

Estimate debt-service coverage

GUIDE

When to refinance an MCA

YOUR NEXT MOVE

Get it right
the first time.

Start with the amount you need and what you’ll use it for. We’ll help you compare funding that fits.

60-SECOND CHECK

How much do you need, and what for?

$USD

Checking your options here does not affect your credit score.